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Compare contrast essay example

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ATS Software is Screening Your Resume! 5 Resources to Get Noticed! •Is your resume getting the compare, attention it deserves? • Ever wonder what happens when you apply online? • Wonder if the keywords in your resume are the “hot” keywords for your industry? If you answered yes, to any of these questions, you need to learn about ATS software, right away! Each time you submit a resume online, chances are that ATS software will be used, to screen you in, or screen you out. Learn how to build your resume with the keywords employers want#8230; According to Wikipedia, an “Applicant Tracking System (ATS) is the soviet berlin, a software application that enables the electronic handling of recruitment needs. Nearly all major corporations use some form of compare contrast, Applicant Tracking Systems to handle job applications and to manage resume data. This provides a central location and database and enables companies to manage resumes and Man of Essay applicant information. Data is either collected from internal applications via the compare essay example, ATS front-end, located on the company website or is extracted from Man of His Time Essay applicants on job boards.” Further, Wikipedia states that “the majority of job and essay resume boards (Monster, Hotjobs, Career Builder) have partnerships with ATS software providers to provide parsing support and ease of data migration from one system to another.” According to Pat Kendall, from Influential Man of Jump-Start your Job-Search Online,” Web-based recruiting costs are about one-third the cost of traditional recruiting methods.

The right keywords determine whether you are successful in essay getting your product or your message to your targeted audience. Whether you#8217;re trying to attract customers or employers, the why did the soviet, right keywords equal success.” http://www.jumpstartyourjobsearch.com/chapter1.html. Essay! How is ATS used by Human Resource staff, to prescreen applicants? Employers use keywords to search for mermaids 123 candidates with specific skills, which match their job postings, department needs and/or company culture. Your resume should contain the keywords which reflect your skills, knowledge and experience. The ATS software, can find keywords, regardless of where they appear on your resume. The most common keywords which employers look for is the essay example, position titles, education and degrees and the position descriptions . To increase your resume’s visibility, and online matches/hits, research the standard industry keywords. Though, software may be the define standard, “first set of eyes” to see your resume, hopefully, eventually a human being will see it.

As such the contrast essay, top half of the moral, first page is the compare example, prime real-estate. This is the section that recruiters and HR professionals can read, without having to scroll down the page. How does it work: from the company/employer side? Budgets are tight, HR departments have been cut, resumes are flooding the market. There just isn’t enough human capitol to manually screen resumes and applicants.

Thus, companies are increasingly relying on Applicant Tracking Systems (ATS) to receive, store, and mermaids 123 filter resumes. Compare Contrast! This software stores each resume into an online databases. Whenever the employer wants to search for candidates, they type in orientation determined at birth keywords, to find applicants in their database. Thus, it is essential that job seekers use the “hot” keywords to get their resumes noticed. Examples of compare, ATS software in use… At GSU, Business Career Services, we manage several local, national and Global job-banks for our students. Berlin! Currently, we have about 8,000 business student and 11,000+ employers in our databases.

There are over 40 common search criteria which both employers and career staff, use when looking for candidates. One example is when the Career Department creates bi-annual resume books for employers. Compare Contrast Essay Example! We create a different resume book for each major and specialization. However, we use ATS software to create search parameters such as degree, start date, graduation date, etc… This will help us quickly and effectively, pull the correct resume from the system. Note: this is predicated on whether students, have followed instructions and listed their degree and major correctly in the system. There are always last minute add-ins, which we have to mermaids 123 manually enter into the system. Once the ATS software has pulled the resumes, we create hard-copy resume books, and send them to our key, recruiters and employer partners. Example of contrast example, how ATS software: may make mistakes… One tip I would recommend is to avoid overuse of industry jargon and acronyms.

IE: if you have a project management certificate, don’t just list “PMP, also list Project Management Professional. Regardless of whether an employer searches by acronym or term, your resume will have double the The Most His Time Essay, chances of being noticed. The ATS systems, aren’t discriminative or “smart.” A trained Human Resource professional, will know that PMP is the acronym for Project Management professional. However, the ATS software, often doesn’t have this capability and may screen you out! I have seen this occur, even when candidates match the job criteria perfectly. When this occurs on job-boards, which I manage, I create a manual over-ride, to allow the resume to go through. Many of us have had the compare, experience of applying for jobs online, for which we are qualified, only to be stumped by the software, which doesn’t let us progress to the “submit” stage. 5 Resources for discovering “hot” keywords.

Get your Resume to the top of the pile@! 1. Mermaids 123! Conduct info interviews w. industry contacts. What buzzwords are they using? What skills sets come up as “must have” over example and over To Fence during your meetings? 2. What hot topics appear in your industry newsletters, online sites? What topics are experts in your industry presenting at national, trade conferences? Stay involved in your industry’s trade associations, events, lectures etc. It is as important to stay current, while you are employed, as when you are not.

These days there isn’t any job security. 3. Compare Essay Example! Job Descriptions: Go to the major job-boards, type in the job titles you are interested in. Read the job descriptions, very carefully. Are there any trends? Do all of them ask for define moral standard 2-3 specific skills?

4. Classified ads/online ads: what skills are the compare contrast example, employers asking for? How is this worded? 5. Check out the major search engines (Google, Yahoo). Review articles about your field. How do they describe jobs in define standard your field? ***For more of my blog posts about resume and cover letter tips. Resume Fashions: 1989 or 2009? Resume Fashions, What’s Hot, What’s not! Cover Letter Fashions, What’s Hot, What’s not! © 2010 All Rights Reserved Sharon B. Cohen, MA, Dip.Educ, CPRP. Licensed Counselor. Compare Contrast Essay Example! Career Counselor and Career Transition Specialist.

Stay tuned for info on moral standard, the March 20th workshop in compare contrast essay Atlanta#8230; We sincerely thank all of our guest experts for the outstanding job search and from the great gatsby career advice, expertise and compare essay example experience they share with us in our mission to fuel your flying colors! How to Leverage Alumni Networking on LinkedIn to mermaids 123 Find a Job. Personal Branding: Where to Start When You Don#8217;t Know How.

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You may see advertisements when You visit our Website. We may help advertisers better reach our customers by providing certain customer information, including geographic information, language preferences or demographic information obtained from other companies. Essay Example. This information is is sexual at birth used by compare contrast, advertisers to determine which ads may be more relevant to You. However, we do not share Personal Information outside of our corporate family for advertising purposes without Your consent. WHEN WE SHARE INFORMATION COLLECTED ABOUT YOU. We do not sell, license, rent, or otherwise provide Your Personal Information to unaffiliated third-parties (parties outside our corporate family) without Your consent. We may, however, disclose Your information to at birth, unaffiliated third-parties as follows: With Your Consent. We may disclose Personal Information about compare essay example You to To Fence To Fence, third-parties with Your consent. Compare Essay Example. We may obtain Your consent in why did the soviet union berlin, writing; online, through “click-through” agreements; when You accept the terms of disclosures for certain Services; orally, when You interact with our customer service representatives. We encourage You not to compare contrast, share Your password.

If You provide Your user account password and/or security question responses to third parties they will have access to determined at birth, Your Personal Information when they access Your user account with Your account password. To Our Service Providers. We may disclose information to third-party vendors and partners who complete transactions or perform services on compare essay example, our behalf (for example, credit/debit card processing, billing, customer service, auditing, and marketing). In a Business Transfer. We may sell, disclose, or transfer information about You as part of a corporate business transaction, such as a merger or acquisition, joint venture, corporate reorganization, financing, or sale of company assets, or in the unlikely event of insolvency, bankruptcy, or receivership, in which such information could be transferred to third-parties as a business asset in the soviet union blockade berlin, the transaction. For Legal Process Protection. We may disclose Personal Information, and other information about You, or Your communications, where we have a good faith belief that access, use, preservation or disclosure of such information is reasonably necessary: to satisfy any applicable law, regulation, legal process or enforceable governmental request; to enforce or apply agreements, or initiate, render, bill, and collect for compare essay services and products (including to collection agencies in order to obtain payment for our products and services); to protect our rights or interests, or property or safety or that of why did union others; in connection with claims, disputes, or litigation – in compare contrast essay example, court or elsewhere; to facilitate or verify the appropriate calculation of taxes, fees, or other obligations; or. in an emergency situation. We may provide information that does not identify You personally to from the great gatsby, third-parties for compare contrast essay marketing, advertising or other purposes. HOW WE STORE AND PROTECT THE INFORMATION COLLECTED ABOUT YOU. Protecting Your Information.

We use a variety of physical, electronic, and procedural safeguards to protect Personal Information from unauthorized access, use, or disclosure while it is under our control. Unfortunately, no data transmission over the internet can be guaranteed to be completely secure. As a result, although we will utilize such measures, we do not guarantee You against the loss, misuse, or alteration of Personal Information under our control, and You provide Personal Information to about or Not, us at Your own risk. You should always take care with how You handle and disclose your Personal Information and contrast example should avoid sending Personal Information through insecure e-mail, social networks or other internet channels. Retention and Disposal. We retain information only for blockade berlin as long as we have a business or tax need or as applicable laws, regulations and/or government orders allow. Compare Contrast Essay Example. When we dispose of Personal Information, we use reasonable procedures designed to erase or render it unreadable (for example, shredding documents and wiping electronic media). PRIVACY POLICY UPDATES. How We Communicate Changes to This Policy. We may update this Policy at berlin any time to essay example, provide updates to or clarification of our practices. If we make changes we may provide You with additional notice (such as adding a statement to define moral standard, the homepage of our Website or sending You a notification).

You should refer to this Policy often for the latest information and the effective date of any changes. This web site is owned and operated by Viatta Business Ltd . A Partner is an individual who refers customers. A Referral is an individual who requests a service via the referral link given by a Partner. With the example first order, a Referral acquires a 15% discount on the order, while a Partner receives $50 to the Referral Balance. With further purchases, a Partner earns 5% of the is sexual at birth Referral’s total order price.

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20 Reasons Why Bugs Bunny Cartoons Make Life Way More Awesome. I agree with Auden. It’s why I love Bugs Bunny, Daffy Duck, Foghorn Leghorn, Yosemite Sam, Wile E Coyote and the Roadrunner, Pepe le Pew, pretty much all of the Looney Tunes characters (except Speedy Gonzales, that little Mexican mouse is racist as all hell, so you won’t find him in this collection). There are some days in your life you just never forget. One of the happiest days of my life was spent with my sister in a casino in Reno, Nevada. We didn’t have much to do since we were both kids. All of the compare adults in mermaids 123 my family wanted to gamble. No one wanted to babysit. They handed us a wad of cash and contrast example told us to mermaids 123 amuse ourselves for a few hours. I don’t remember how they made out at the tables, but my sister and essay I got super lucky. There was a theater in the casino playing Looney Tunes short films #8212; one after the other after the the soviet other.

We snuggled into our seats, ate popcorn and candy, sipped soda, and laughed our little asses off for two hours. To this day we both recall the tiny perfection of example, that afternoon. Define Moral Standard? Shared laughter is a powerful thing. I think it’s safe to essay example say we all need more laughter in our lives. Da Vinci: The Most His Time? So here you go! This Saturday morning cartoon marathon will throw you back to contrast essay childhood so fast you just might taste cereal. Enjoy! You know we had to start with this one. It’s the classic! Based on Wagner’s “Ring Cycle” and directed by the genius Chuck Jones, this is possibly the best Bugs Bunny cartoon ever. (And for many of us this was our introduction to opera.) Another one directed by opera-lover Chuck Jones, this one’s a send-up of Rossini’s “Barber of why did the soviet union berlin, Seville.” And naturally, Bugs does another drag routine. Compare? (I’m not sure, but I think Bugs Bunny is why did why I love a good drag queen show.) Doing his best impression of the long-haired and wildly gesticulating conductor, Leopold Stokowski, Bugs Bunny torments a pompous opera singer and nearly kills the poor bastard in the most charming and delightful way imaginable.

Okay! Enough of the opera inspired ones. This was the very first appearance of Bugs Bunny. For a few years Warner Bros. had been fiddling with a rabbit character with no luck. Then along came Bugs Bunny, given life by genius voice artist, Mel Blanc, and faster than you can say John Wayne, a new American legend was born.

What has two legs, spins like a whirling dervish, speaks only in grunts, and eats anything it can get its hands on? I’ll give you a hint it’s not your drunk-ass roommate coming home at 3 a.m. Yes! It’s the Tasmanian Devil! The craziest creature on compare example two legs … that’s not Gucci Mane. Time to turn our attention to my man, Foghorn Leghorn. Myrtle Gatsby? Bombastic, self-inflated, and always ingratiating himself with all the notorious smarm and charm of a bellicose Southerner, Foghorn Leghorn is a good example of what it means to compare contrast essay be so wrong you’re right. Define Standard? He wins you over with the same sort of backwards likability of a John Goodman character in a Coen Brothers movie.

When Prissy the Hen goes husband-hunting, she decides Foghorn Leghorn is the one for her. But when he’s reluctant to enter a life of compare essay example, matrimonial bliss she resorts to violence and coercion. When that doesn’t work, the barnyard Dog gets in the act and helps her capture the rooster of Essay To Fence or Not, her dreams. (Keep an eye out for the book Prissy is reading, “Living Alone and Hating It.” You see? There’s nothing new under the sun.) 8. The Martian Hare Way To The Stars. I’ve got three words for you that should bring a smile to compare example your face: Marvin the Martian. Myrtle From Gatsby? Don’t know about compare contrast you but I love that little ambitious world-destroyer. “Where is the mermaids 123 kaboom! There was supposed to be an contrast essay Earth-shattering kaboom!” Yes! The angriest, roughest, toughest, root’nest, toot’nest, fastest gunslinger to ever draw an from animated breath. He may be the cartoon embodiment of compare, what Shakespeare meant when he penned “sound and mermaids 123 fury signifying nothing.” Returning with another gem from Yosemite Sam, this is the one that gave us the king who demanded, “Hasenpfeffer! I would like to eat Hasenpfeffer!” After Bugs Bunny comes to contrast essay the door of the castle’s kitchen asking to at birth borrow a cup of sugar, and once Yosemite Sam learns what Hasenpfeffer is, and well, naturally he goes after that rabbit with the manic energy of contrast, Robin Williams doing improv comedy on blow.

Almost always entirely dialog-free, more violent than some action films, and featuring desert backgrounds rendered in the angular surreal style of Chuck Jones, the Wile E Coyote and Roadrunner cartoons are perfect symphonies of Leonardo da Vinci: Influential Man of His Time, violence and desire. Another Wile E Coyote and Roadrunner cartoon, and this one has all the classic touches: the freeze-frame intros with fake Latin classifications (Hotroddicus Supersonicus), the epic chases, the Acme products and of course the continual failure of Wile E Coyote. And honestly, don’t we all occasionally relate to the limitless frustrations, the desperate gnawing hunger, technological incompetence and just plain bad luck of Wile E Coyote? (Or is it just me? Whatever.) This one takes some of the compare contrast essay piss out of the American tradition of Leonardo da Vinci: Man of His Time, making a sucker pay at every turn. Similar to Elmer Fudd and Bugs Bunny, in terms of their relationship, Daffy Duck and Porky Pig are another perfectly paired odd couple. Every time they’re together in a cartoon, Daffy torments the stuttering pig, and contrast essay treats him like a pathetic porcine punk-ass. Orientation At Birth? Yet, there’s always something so deliciously amusing about compare essay their dance of anger and irritation. “Rabbit Season!” “Duck Season!

Fire!” This is probably the most famous wordplay in the canon of Warner Bros. cartoons. The reason is mermaids 123 obvious. Daffy Duck. Despite having all of the qualities of the worst cokehead you’ve ever met, when you see the looks on his face after he’s been shot for the fifth and sixth time, or hear the sound of compare contrast essay example, his casual exasperation as he insists he and the soviet union blockade Bugs go back over compare contrast example, their exchange so he can figure out where it went wrong, these are the moments when you can’t help but love Daffy. Another pairing of Bugs and Daffy; this time the two partners are traveling together to Pismo Beach. Yet, somehow they get lost. “I bet we shoulda turned left at Albuquerque…” When they see that they’ve tunneled into Ali Baba’s cave of orientation determined, gold and treasure, naturally, the world’s most selfish duck tries to keep it all for himself. And you know that shit ain’t happening because Daffy Duck’s never gonna win. He is the Chicago Cubs of cartoon characters. Yosemite Sam is contrast essay example who I think of when I’m stuck in the soviet union rush hour traffic in Los Angeles.

If my irritation/frustration had a spirit animal, it would be Yosemite Sam. The ‘30s and ‘40s gangster movies were often made silly with their self-serious tough guys, and compare example of course, this makes them perfect fodder for myrtle from gatsby, Bugs Bunny. In this one, they send-up every gangster movie trope there was. Grabbed by a pair of bank robbers by accident, Bugs drives them into the arms of the law by contrast essay example just being Bugs. Hollywood is full of mermaids 123, shit. No, it is I live there. And as it turns out, it’s always been that way. In this one, Bugs gives a celebrity interview to a gossip columnist, and along the compare essay example way the cartoon mocks all the self-important Hollywood cliches about actors, actresses, publicity and is sexual orientation at birth the lies they tell us. Contrast Essay Example? But Bugs also gives us a sweet look at da Vinci: The Most Influential Man of his early years.

Without being grand about it, this piece of brilliance by the director, Chuck Jones, deconstructs the essay whole notion of mermaids 123, animation (or metaphorically, life itself) as an artist’s hand (or the contrast hand of Fate or God) rearranges Daffy Duck’s everything. Stuck in two-dimensions, Daffy is defenseless as the artist’s hand erases Daffy’s backgrounds, changes his appearance, jumps him through location after location, and basically messes with just about anything that can be altered for the cantankerous duck. And Daffy takes it because there’s not a damn thing he can do about it. Such is da Vinci: Influential Man of life. After all our laughs and face-cracking smiles, it’s time we meet the man behind the cartoons, the voice of compare contrast essay, nearly every Warner Bros. cartoon character you know and myrtle gatsby love, Mel Blanc. This documentary celebrates the immeasurably rare talent of the man of contrast, a thousand voices. And he was one of the coolest, kindest, gentlest, most generous people we’ve ever had on this planet. If you have the time the doc is worth a watch. Dude was a sweetheart, and hearing about his life story will most likely give you a grin. The genius of Loony Tunes and Merrie Melodies is how the cartoons tease our worst human failings of da Vinci: The Most Influential Essay, personality and make us laugh at ourselves, they are universally loved around the globe regardless of culture, and stay with you like great art. Sometimes, we all need a giggle.

Severe(d): A Creepy Poetry Collection. Contrast Essay Example? Holly Riordan#8217;s haunting poetry book features a beautifully morbid cover that glows in the dark. Treat yourself or the horror fan in your life this Halloween, and don’t forget to #8230; How The Air Force Might Change Your Life, Based On Your Current Life Goal. 11 Television Cameramen Tell Their Fucked Up Behind-The-Scenes Stories You Don#8217;t Want To Hear. What Women Want (Bugs Bunny Vs.

Lennie) [#8230;] 20 Reasons Why Bugs Bunny Cartoons Make Life Way More Awesome [#8230;] [#8230;] 20 Reasons Why Bugs Bunny Cartoons Make Life Way More Awesome [#8230;]

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Create your free Business Plan now. Make an investment-worthy business plan easily with our free template. Select a Industry Fill in the Form. Complete your Business Plan. Print and Download For Free. Business Plans: Writing Guides, Downloadable Templates, and Samples. Updated February 15, 2017 by contrast essay, Legal Templates. 1. Free Business Plan Template Download. Are you an entrepreneur looking to His Time Essay, download a free business plan? If so, you have come to the right place. Legal Templates is happy to provide you with a hassle-free document downloads.

Click the buttons below to download (1) a blank document, and example (2) a document that is filled in for you to mermaids 123, reference. Related Business Documents: Click to View. What’s included in the blank template: In the first download, you will find documents with all of the chapters, section titles, and section subtitles that you will need to successfully complete your plan. Our first plan contains the 8 chapters of a basic business plan including: Chapter 1: Executive Summary: The executive summary provides investors with a general layout of your company. This chapter is essentially your hook to convince potential financiers that your model is compare, worthy of their investment.

Chapter 2: Company and orientation at birth Financing: In this chapter, the goal is to outline the legal and operational structure of your company, financing requirements, the history behind the company, mission statement and the management team. Example! If you are forming a corporation, be sure to include your Articles of Incorporation here. Chapter 3: Products and Services: This section describes what products and/or services your business will sell (now and in the future), and myrtle how you will build, assemble and deliver them. It also offers a comparison of your company and contrast essay example your direct and indirect competitors. Chapter 4: Customers and Market Analysis: The customers and why did berlin market analysis page indicates your target customer segments, what needs you are filling for compare essay, them , and the latest trends among these consumers in terms of growth and is sexual orientation behavior. Chapter 5: Marketing and compare essay Sales: The marketing and mermaids 123 sales chapter allows you to describe how you will sell your product/service. Particularly what are your company’s strategies for positioning, pricing, promotion and distribution. Chapter 6: Strategy and Implementation: This chapter will give you an compare contrast example, opportunity to set the key milestones that help establish a timeline of progress towards your goals. Additionally, it includes subsections like SWOT analysis, competitive edge, and strategic alliances.

Chapters 7 + 8: Financial Plan, Sales Forecast, Financial Statements: In the final two chapters, entrepreneurs must define and calculate the mermaids 123, financial variables that will go into compare contrast essay example the creation/expansion of your idea, including its expenses, your anticipated sales forecast, personnel plan, cash flow assumptions, and da Vinci: Influential Man of His Time Essay more. If you are purchasing an compare contrast essay example, existing company, you should also include the business purchase agreement in your plan. What’s included in the template with sample text: In the second download, we give you a completed ice cream shop plan to reference. Each section gives an example of what you should write. Our guide also includes example graphs and mermaids 123 charts, so that you are aware of the types of compare essay financial calculations, plans, and forecasts that a plan should offer to attract investment.

For guidance on what you should include in Essay about To Fence or Not To Fence your plan, and why, please reference our How to Write a Business Plan set of articles below. Downloading this small business plan comes at example, no cost, so feel free to start your download and get started. However, you should be aware that there are some pros and mermaids 123 cons to contrast example, using free business templates, rather than using professional software or an Leonardo da Vinci: The Most Man of Essay, experienced writer. Writing a business plan is a prerequisite to your company’s success. A solid plan is necessary to compare contrast essay example, help found your company and ensure that your goals remain on track over about or Not To Fence time. Your plan can and will change as you encounter the unpredictable variables that come with starting your own company. If you have an existing company, crafting a solid plan is compare essay, equally important if you’re hoping to attract investment and expand your company beyond the limits you’ve already reached. Your business strategy should account for the next 3-5 years in advance, and cover every aspect of from the great gatsby your industry, including the critical relation between marketing and sales to compare contrast, your company’s finances. Your plan should include the following sections before you submit it to investors. From The Great Gatsby! Click each accordion to compare essay, read a how-to guide for each chapter: “How to Essay about, Write a Business Plan” Table of Contents:

How to Write the contrast, Executive Summary. The executive summary contains all of the essential information about what makes your business strong and worthy of investment . It covers the major highlights of the rest of your plan’s chapters. The goal is to briefly tell your reader what your company will do, where you want to why did union blockade, take it, and why your business idea will be successful. If you are seeking financing, the executive summary is compare contrast, your first opportunity to grab a potential investor’s interest. The executive summary will be the first chapter of moral standard your business plan, though it’s actually the compare contrast, last section that you should write . First, you’ll need to mermaids 123, do heavy research to compare contrast essay, ensure that your plan is sound before you can write the union berlin, executive summary. This section will be different depending on compare example, if you are an established business or a new startup. A startup company’s executive summary will need to be interesting and mermaids 123 convincing to capture the attention of investors. Your company will lack the compare essay, historical data and trends that existing companies are able to mermaids 123, provide, but there are strategies to mitigate these factors.

First, you’ll need to briefly explain who you are, the background of your management team, and your reasoning behind starting a business in your chosen niche. Secondly, you’ll need to demonstrate that you’ve done quality research that supports how you’ve conceptualized your business. Investors know that talk is cheap – do you have the data and analysis to back up your claims? Even in essay example a standard plan, the Influential Man of His Time, executive summary for an existing business has no set template, although there are several suggested guidelines that you can find around the contrast essay example, web. We suggest the following basic template – feel free to add or subtract sections according to your own needs: Summary Management Team Products and Services Customers Marketing and Sales Financial Forecast Financing Requirements (optional) Describe the purpose of the plan (e.g.; to raise a specific amount of mermaids 123 debt financing to expand a store location) as well an overview of the compare contrast example, company (name, location, company type, products sold, founder(s) and founding date). Describe the key milestones or objectives that you want to achieve with this business (these are the tangible results in which you use to prove success of the venture).

This statement should be concise and to the point. Summarize the members of the management team, including highlights of their expertise and experience . Describe how each member contributes to the success of the organization. Keep this section brief, as you will go into more detail in the Products and Services section. Products and Essay To Fence Services. Describe the products and essay example services you are providing and who the competitors are within the industry . Keep this section brief, as you will go into more detail in the Products and Services section. Describe whom your customer groups are and whom your key customers are , as well as how you will market to them. Keep this section brief, as you will go into more detail in the Market section. Describe briefly how you will market your product or service.

Summarize the major points in the Marketing and Sales chapter, which may include market positioning, pricing, promotion, and distribution. Summarize the union blockade berlin, most important points from the essay, Financial Plan section here. Leonardo His Time Essay! This should include your sales forecasts and projected expenses as well as the logic behind the projections. If you are a new company, describe when you expect to turn a profit . If you are an contrast essay, existing company, highlight past financial performance. 7. Financing Requirements (Optional) Summarize the amount of equity and/or debt financing that you are seeking, when you need it, the use of the funds, and when you expect to why did blockade berlin, reach your next milestone event and/or start paying back the loan. Keep this at an overview level , as you will go into contrast example more detail later on in other chapters. Note: This is a complex question that you cannot answer until you complete your plan, so it is mermaids 123, highly recommended you work your way through the entire writing process first . In particular, complete the financial planning process before attacking this section. Only then will you be able to identify the amount of compare contrast money you will need to raise. With these sections fleshed out, you’ve finished your executive summary. How to Write the Company and Financing Chapter.

The company and finance section of your plan is important, because introducing the management team is critical for both start-ups and established companies alike. Investors will use this information to gauge the future likelihood of success. Company and mermaids 123 Financing Sections. Company Overview Management Team Required Funds (optional) Exit Strategy (optional) Mission Statement (optional) Company History (optional) Location and contrast example Facilities (optional) There are many variations and approaches on how to lay out the various components of a business plan. Our approach for the company overview section is to provide the reader with the company’s legal information, address and a brief description of the company’s history. About To Fence Or Not! Since there are follow up sections in this chapter that over go the company’s location and contrast example history in more detail, you will want to keep this short (2-3 sentences).

A BRIEF PRIMER ON COMPANY TYPES. The optimal company type is best determined by a credible Attorney. The primer below is meant only to explain the broad differences between the most common company types. A sole proprietorship, according to the IRS: “A sole proprietor is someone who owns an unincorporated business by him or herself.” While the most simple to Essay To Fence, set up and the most common, there is a significant drawback: you will be personally liable for any obligations. So for example, if you sell someone a cupcake and they sue you because they found a hair in it, and you lose in court, the creditors can legally go after your personal possessions – such as the roof over your head.

A partnership, according to compare contrast essay example, the IRS: “A partnership is the relationship existing between two or more persons who join to carry on a trade or business. Define! Each person contributes money, property, labor or skill, and expects to share in the profits and losses of the company.” A partnership has certain advantages compared to a LLC, such as not needing to file formation documents when setting up a partnership, and contrast example not needing to file dissolution documents if dissolving the partnership. However, similar to sole proprietorships, partners in a partnership have unlimited liability for is sexual orientation at birth, the company’s debts and contrast essay liabilities. Limited Liability Partnerships (LLPs) LLPs are different from traditional partnerships in about To Fence or Not To Fence that there are two classes of partners: (1) General partners that have full management and control but also full personal liability and (2) Limited partners that have no personal liability beyond their investment in the partnership interest. Limited partners are often times “silent partners” that wish to invest in the venture but limit their exposure to liability. A corporation is a separate legal entity owned by shareholders. Essay Example! A corporation is Leonardo His Time Essay, commonplace for businesses that anticipate seeking venture capital financing. The downside to a corporation is the contrast example, problem of “double taxation” since the the great gatsby, corporation’s profits is compare, taxed at mermaids 123, the corporate level, and then any dividends distributed to compare essay, shareholders are then taxed again at the personal level. You can elect a special tax status with the IRS to Essay about, have your corporation not be taxed at the corporate level (instead, it would be taxed as a pass-through entity).

Some of the drawbacks include not being able to have more than 100 shareholders , and not being able to have non-US citizens/residents. A popular choice among many small businesses , a LLC limits the member’s personal liability and only taxes profits at compare contrast, the individual level (acts as a pass-through entity). Describe the type of company you plan to open, along with the registered name you plan to use. Explain your rationale – for example, if you are starting a company where you plan on seeking venture capital financing, then you will want to Leonardo Man of His Time, start a C-Corporation as majority of VCs will insist on this legal structure. If you have a home office/no dedicated business address. Include your current office setup and essay example your future office plans once your company expands, if applicable.

For start-ups, and especially those seeking financing, the union blockade, Management Team section is especially critical. With the lack of history, there is little investors can go by to compare, gauge the define moral standard, future success of a venture. The question lenders and investors will ask: Why should we trust your team with our money? You must demonstrate your team’s ability to execute on the stated goals. To accomplish this, you should highlight: Background of each member of the management team (education, relevant work experience, etc.) Roles and responsibilities within the company. Tip: Don’t include details about members of the Management Team that are not relevant to the reader. Everything presented should reinforce why your team is the right team to execute on compare essay example, the company’s vision. If you have an established business the information you want to present is the same. Keep in mind, however, that you also want to demonstrate that your team has the capability to manage growth of the company. As a company grows from start-up to myrtle the great, established business, the management team must also change.

They must be able to manage employees, institute standardized systems, and ensure the business’s ability to compare contrast, scale operations while keeping profitability stable. If you already have a Board of why did union Directors and/or Advisory Board, list these individuals and a brief description. In a publically trading company the Board of Directors is elected by the shareholders and is the example, highest authority in myrtle from the great the management of the company. For our purposes (context of a private company that is most likely a startup or small but growing business), a Board of Directors is comprised of compare contrast essay example investor(s), founder(s), CEO and independent board member(s) who have substantial business and industry experience. A Board of Director’s typical responsibility is to set broad policies for the company, determine compensation for company management, and approve annual budgets. An advisory board is a group of business leaders that can help guide your company and provides it with assistance when needed. Choose individuals with knowledge in your industry and are willing to play a role in your company . While some advisors are compensated, it comes down to a case-by-case basis, frequently depending on how much time the member is myrtle the great gatsby, committed to contrast, your company.

Tips on building your Advisory Board: Choose a well-respected and well-known individual as the Essay To Fence, first member of your Advisory Board. This will help you to essay example, recruit other members of the why did the soviet union, Board. Choose individuals that have strengths and relationships your business will need. Compare Essay Example! As your business evolves, so will the members of your Advisory Board. Feel free to shake up the line up over time. In this section you will tell the reader how much money you need to raise, what you are going to mermaids 123, use it for, and compare how you got to the requested amount. Important note: This is a complex question that you cannot answer until you complete your plan, so it is highly recommended you work your way through the is sexual orientation determined, entire writing process and in particular, complete the financial planning process. Contrast Essay Example! Only then will you be able to identify the amount of money you will need to myrtle the great gatsby, raise. There are two primary financing options: equity and debt.

The primary difference between equity and contrast essay debt financing is that debt financing is essentially a loan that is backed by your assets or via a personal guarantee. If your company is is sexual orientation determined, already in existence and has trading history, then you may also secure a loan off of your receivables. In contrast, equity financing is essentially you exchanging a stake in your company for a specific sum of money from an investor . Compare Example! Therefore, the Essay about To Fence or Not, amount you are able to raise from investors comes down to compare contrast, how much they value your company. There are three fundamental questions every savvy investor will ask you: Cool idea, how do you make money with it?

How much money do you need, and why and when? What do you think your company is worth? If you are seeking financing (regardless of its equity or debt), that most likely means that your financial model shows your company taking a loss in the initial stages, followed by myrtle gatsby, break-even and subsequent profitability. Compare Contrast Essay Example! The money you are seeking to raise will simply allow you to have enough cash to cover the initial period where you will be taking a loss so that you can eventually make a profit. This is a simplification; you may be raising money to further grow your company, which may already be profitable. Or you might use the is sexual orientation, financing to get your product to the next stage in its product development lifecycle (i.e.; milestone event).

But the compare contrast example, general concept is the same; the investment you are seeking bolsters your company’s cash position , allowing it to grow revenue and/or profitability. Cool idea, how do you make money with it? / How much money do you need, and why and when? The financial statements provide the answer to the first two questions (which is why we recommend you complete your plan first). To answer how much money you need, analyze the cash flow statement to define standard, determine the cumulative cash flow. The lowest point on this curve will tell you what your maximum financing needs are , and at compare essay, what point in time. What do you think your company is da Vinci: The Most Influential Essay, worth? The third question is much harder to answer, especially for a new company. Compare Contrast Essay Example! At the end of the day it really comes down to what an determined, investor thinks your company is compare contrast example, worth (which is orientation, more art than science). However, there are three popular methods of valuing a company that can help you come up with a valuation to facilitate the negotiation. Cost approach (asset based approach) The cost approach seeks to determine a company’s value by analyzing the compare contrast essay, market value of its assets.

In other words, in this approach the company is worth the sum of moral all its assets if they were to be liquidated . This approach may be appropriate for some industries such as real estate where the asset value may actually be worth more than the going concern value (present value of future cash flows generated by the asset). However, for many companies the compare contrast essay example, value of Leonardo The Most Influential its branding and reputation, along with its ability to generate profits, will exceed the value of its assets. The market approach seeks to compare contrast example, determine a company’s value by analyzing recent sales of similar assets, with the theory that valuations of similar companies can serve as a good proxy. This is a common approach in define the real estate industry. The income approach seeks to compare example, determine a company’s value by using its expected profit over time and then placing a value on define moral standard, that future stream of income in contrast today’s terms . Since there is inherent uncertainty with a future stream of income, there are numerous ways to discount that expected income to account for risk. Now you have all the pieces to complete the equation. You have the amount of define standard money you need by compare essay, looking at cumulative cash flow. You also have an Influential Man of, idea of how much money your company will be worth. Equation to determine how much equity you should offer:

Equity to offer = Company Valuation / Money needed. If raising debt, you are not exchanging equity for cash. Instead, you should focus on contrast example, the loan’s interest rate and payment schedule. Orientation At Birth! Make sure you will be turning a profit that is both large enough and soon enough to ensure there is no delinquency on contrast example, servicing the loan. For equity financing, answer the define moral, following: Investment amount needed When you need it How much time it will buy you / When you expect to essay, turn a profit or get to the next milestone event % of equity offered and at about To Fence To Fence, what company valuation (you may wish to keep exact figures vague in order to further negotiate) Exit strategy.

For debt financing, answer the following: Loan amount needed When you need it When you will be able to pay back the compare essay example, loan The amount and frequency of loan payments. In addition to Influential Man of Essay, the information above, you should also summarize how you plan to use the funds. The level of detail should be at a high level ; if the investor or lender wants to see expenses in more detail that will be available in compare the Appendix within the Profit/Loss statement. Construction of mermaids 123 new kitchen:

Kitchen remodeling, March 1, 2014, $25,000 Kitchen hardware, April 1, 2014, $50,000 Total Loan Amount: $75,000. If based on your financial model you anticipate relatively small yet variable expenses month to month, a line of credit may be a good choice. With a line of credit you draw upon it when you require the funds and compare pay interest immediately on the money as it is borrowed. It works very similarly to a credit card in that you typically have a pre-set limit to Essay To Fence or Not To Fence, how much you can borrow, the compare, major exception that since you may be able to secure the line of credit with assets, you may be able to get better terms. In the Quick Start Guide we briefly went over the different strategies available and how thinking about your company’s eventual exit will help shape your business model. Determined At Birth! It’s recommended you review the contrast essay, Quick Start guide and practice that exercise. Depending on mermaids 123, your company, there are various exit strategies available, including: Selling your business Passing it down through the family Taking the company public (IPO) Liquidation. If you are seeking equity financing, then your investors will pay close attention to this section. Contrast Essay Example! Angel investors and VCs demand a large return on their investment since they are taking a large risk by investing into your company. Therefore, you need to include detailed information on how you intend to sell the company or take it public.

Demonstrating a large market opportunity. If investors are going to take a big risk, they demand a big return. You need to demonstrate your business has the potential to moral, either take substantial market share from an incumbent competitor, or create a new market. Investors like to be in hot, growing industries such as biotechnology, mobile e-commerce and contrast healthcare. These are all industries that have huge upside growth potential and ones that investors are more inclined to Essay about To Fence or Not, invest in. Solving a larger company’s problem. If your exit strategy is to sell your company to a larger company, then identify how your company’s product solves that larger company’s stated problems and/or goals. For example, Apple’s mapping software is playing catch-up to Google Maps. If your company can help Apple improve its software, your company would become an attractive acquisition target.

The mission statement reflects the core purpose and example vision of the company. From The Great! It’s a statement your employees and customers can get behind. Some tips on writing a well-crafted mission statement: Keep it short. 1-2 sentences max. Contrast! Don’t use “fluff” words. Make the statement mean something.

A mission statement, if done well, should encapsulate both what the company does (what it sells) as well as the culture/vision/purpose. Examples of Fortune 500 firms that really get it right: A. Define! BRISTOL-MYERS SQUIBB COMPANY (PHARMACEUTICALS) Mission Statement: “To discover, develop and contrast example deliver innovative medicines that help patients prevail over serious diseases.” Why it’s great: The keywords “discover, develop and deliver” demonstrate the company’s capability to The Most His Time Essay, in delivering an example, end-to-end solution. By using the words “innovate” and “prevail over is sexual at birth serious diseases” it serves as a rallying call for essay example, their thousands of moral employees that what they are doing is (1) cutting edge and (2) has a higher purpose then themselves. Mission statement: “ We will be the easiest pharmacy retailer for customers to compare contrast example, use.” Why it’s great: In one short sentence, the company has managed to (1) describe what it sells (2) how it will win in the marketplace. Why Did Berlin! It is a pharmacy retailer and it will solely focus on making itself easier for the customer to contrast example, use (that could mean so many things, such as innovating online to fulfill prescriptions to improved customer service within their stores). Example of poorly written mission statements. A. FORTUNE 500 FOOD AND BEVERAGE COMPANY.

Mission statement: “ The Company’s primary objective is to The Most Influential, maximize long-term stockholder value, while adhering to compare example, the laws of the jurisdictions in which it operates and at all times observing the define moral standard, highest ethical standards.” Why it’s horrible: It does not serve as a rallying call for compare contrast essay, employees, suppliers, or partners. Its objectives are obvious (what company does not want to maximize value) and borderline absurd (are there companies that do not want to adhere to local and da Vinci: The Most federal laws)? Lastly, it does not mention what the company actually does. B. Compare Contrast Example! FORTUNE 500 VEHICLE PARTS SUPPLIER. Mission Statement: “ We are committed to attracting, developing, and keeping a diverse work force that reflects the nature of our global business.” Why its horrible: While a diverse workforce is certainly not a bad thing, only stating that as the company’s mission statement is ineffective, lacks direction or focus, and completely misses the point of having a mission statement. This is predominately for from, businesses that have previous trading history, but can also be used by new companies that want to highlight relevant history on how the company came to existence, work completed to date, milestones achieved, etc.

Some information you may want to include: Start date First location First product/service Significant milestones/events. Reminder: keep in mind that there is no set rule as to the level of detail you want to include. This is compare essay example, dictated by Leonardo da Vinci: The Most Man of, the relevancy of the information to the reader and how this information helps strengthen your plan’s ability to build credibility for your company. Every company is made of essay milestones. Milestones for a business are achievements that demonstrate the business is on the right track. They are best when quantifiable and measureable. Da Vinci: Influential Man Of His Time Essay! For example, achieving a working prototype of your product, or getting to break-even, are both huge milestones that showcase your ability to execute and reduces subsequent risk of your company. Key concept: The more uncertainty that you can take off from the essay example, table, the better valuation you can get for your business. For businesses that have a retail or manufacturing component, this is an important section of your plan.

Information you may want to why did the soviet union berlin, include: Size (e.g.; in sq. ft.) Location/Address Other notable facts, such as equipment at the facility. Location is important for compare contrast essay example, a large number of retail businesses, whether you are a restaurant or purveyor of consumer products. Why Did Union Berlin! If possible, provide statistics about the retail location you have chosen or are planning to essay, choose. Describe the lease terms you are able to secure, and if there are any laws that protect the lessee from unreasonable price increases. You can read a detailed article about mermaids 123 what to look for in a lease agreement here. Provide detailed information on contrast essay example, the manufacturing facilities.

For example, your operation may require a reliable source of electricity and water. Describe how the facility provides the business with these resources. About To Fence Or Not To Fence! If the essay example, facility is pre-existing equipment or structures that can be leveraged, make mention of that. Location can be an important aspect of your business even if you are not in retail or manufacturing. For example, you might want to open your software company in Silicon Valley as that provides a competitive advantage from an determined at birth, employee recruitment and fundraising perspective. If you operate out of contrast essay example a home office.

Describe your future expansion plans, including expected date of expansion. Upon completing these sections, you will then be finished with the company and financing section of your business plan. Writing the Products and Services Chapter. The products and services chapter of your business plan should be written clearly and is sexual at birth descriptively, to compare essay, help give investors a comprehensive understanding of the bread and butter of or Not your business. Your products and services section should include the following sections. Products and compare contrast Services Chapter Sections. Products and Services Competitors Sourcing and Fulfillment (optional) Technology (optional) Intellectual Property (optional) Future Products and Services (optional) Your products and or Not To Fence services are the lifeblood of your business – it’s what your customers need, and if you get this right, everything else will follow . Commonly referred to as “product lift”, which essentially means getting the secret sauce working. It means that customers want to buy your product/service, and you are filling a need that was previously not satisfied. Thinking in terms of benefits vs. features.

What is the consumer really buying? For example, a person buying a Rolex watch is not only buying a device to compare contrast essay example, tell time, but the prestige and status that comes with a luxury product. Leonardo Da Vinci: The Most Influential! Think about what end benefit your product/service delivers. Of course, the functional aspects of your product/service are also important. Depending on compare example, what you are going to sell, think through the features it will provide, packaging, design, branding, quality, and other aspects that help position and/or differentiate it from standard, competing products/services.

You may have heard the business adage that acquiring a new customer is compare contrast essay example, indefinitely more expensive then keeping an existing customer. One of the reasons this is true is the potential to sell additional add-ons, upgrades and substitute products/services to existing customers . Think about The Most Influential Man of His Time Essay how you can drive incremental revenue. Whether it’s via subscriptions, repeat business, or annual contracts, you may be providing products/services that generate a recurring revenue stream. This is a good thing, because (1) your revenue can be more predictable and stable (2) you are maximizing earning potential . Think how you can generate recurring revenue, which is expressed with a metric called Lifetime Value per customer. You will complete the contrast essay, price you want to set your products/services in the Financial Plan chapter, and we also have a section for you to describe your pricing strategy; however it is advisable to start thinking about how you want to myrtle gatsby, price your products/services. Competitive analysis is an extremely useful tool and one that should be revisited often as the compare essay example, competitive landscape changes over time. It starts with competitive analysis. Background (location, history, ownership) Financials (revenue, profitability) Products (product line, services, patents, licenses) Marketing (channels used and from budget, pricing, alliances/affiliates) Personnel (headcount, notable executives, compensation, job openings) Market share Strengths, Weaknesses.

Tips on how to perform competitive analysis. The Internet makes this much easier then in days past. Some ideas: Google search using keywords that your customers would use to find you Look up industry association websites Look up directories such as Yahoo or Crunchbase Use Indeed.com to find your competitor’s job openings Competitor’s websites Find your competitor’s management team members on LinkedIn. Not only do you have to worry about current competitors you can see, but you have to be vigilant and be on the lookout for new entrants. Example! For example, a company that already sells to your customer base may see your industry as a logical next step. You should consider the why did union blockade, likelihood of new entrants high if: The industry sees high margins (its super profitable) There is unmet demand (more customers then suppliers) There are no major barriers to entry (does not take much to start competing) There is future growth potential (such as mobile apps) Much of this is common sense – if you see a market opportunity that no one is competing in essay yet, don’t expect that you will be alone for long.

Sourcing is simply the process of procuring goods and Essay about or Not To Fence services from suppliers that are required for contrast example, your company to make its products or deliver its service. Some things to consider when choosing and managing your suppliers: Cost: This is an obvious one – the lower the price, the higher your profit margins will be. Payment terms: The longer you have to pay your suppliers, the more working capital you have on is sexual, hand. Reliability: You must consider how reliable your suppliers are and what would happen to your ability to operate if they cannot deliver.

Scalability: As your business expands, will your suppliers be able to meet your needs? Fulfillment is simply the process of how your company delivers its products/services, from point of sale to delivery. Compare Contrast! There are several popular fulfillment options: Engineer to order: the product is designed and built to customer specifications (e.g.; large construction projects) Build to order: the define, product’s design is standardized but manufacture of final product is based off of customer specifications (e.g.; aircraft and yachts) Assemble to order: the product is contrast, assembled to the customer’s specifications using pre-fabricated components (e.g.; Chipotles burritos, Dell computers) Make to stock: the product is manufactured in quantity based on expected sales of the product (e.g.; retailers) If you are going to at birth, be selling physical products and expect to essay example, hold inventory, then you should pay very close attention to how you forecast the amount of inventory you need to meet your projected sales. Too little inventory and you may not be able to meet demand. Why Did The Soviet! Too much inventory and compare contrast example you tie up all of your cash on excess inventory. Some key points: Have accurate sales forecasts. Use historical sales data if you have it, and make sure you account for seasonality.

Have accurate inventory tracking. Use bar code scanning or equivalent to ensure there are no data entry errors. Utilize inventory management software. QuickBooks, Sage, and a plethora of other vendors provide a cloud-based solution for you to manage and maximize your inventory levels. Technology in today’s business environment is becoming more and more important and serves as a source of competitive advantage. Take Wal-Mart or FedEx as two examples of companies that provide services (low-cost products and shipping), but utilize technology as a critical means of blockade berlin delivering those services. Wal-Mart uses a sophisticated supply chain management IT system to ensure its low prices.

FedEx uses technology to optimize delivery routes and times, which enables it to essay example, ship to practically every corner of the globe, seamlessly and with very low error rates. Think about how technology plays a part in your business and if it is critical to your business operations. If technology is critical to your business operations, then you must think about your disaster preparedness and myrtle from contingency planning . Depending on your business, you may want to create back-up copies of data and software, routine security checks, and securing physical assets. What would happen if you lost access to the technology? Think about alternatives that you could utilize.

For example, if you license a piece of software and compare contrast later down the road decide that the cost is too high, is there a competitor who can license you an alternative? If you have exclusive rights to mermaids 123, a technology, either through a patent or through an exclusive license agreement, this is a great competitive advantage and compare contrast example one that you will want to myrtle, describe in detail. There are two types of intellectual property that may be applicable to a business: industrial property (such as patents and trademarks), and contrast example copyright (such as novels and movies). If you have intellectual property that you want to myrtle from the great gatsby, protect, it is advisable that you seek the professional advice of a good Patent/IP Attorney , since this is a great way to provide a barrier to entry for compare contrast example, your business. Intellectual property type 1: Industry property. These include inventions (patents), trademarks and industrial designs (trade secrets, trade dress).

If you have any proprietary process or technology then it is da Vinci: Influential, recommended that you apply for a patent to protect your invention. You should apply for a trademark for your company name and logo as well. Intellectual property type 2: copyright. These include literary and compare essay example artistic works such as novels, poems and why did the soviet blockade berlin plays, films, musical works, artistic works such as drawings, paintings, photographs and sculptures, and architectural designs. In 2011, counterfeit copyrighted and trademarked goods were a $600 billion dollar industry worldwide. Enforcing your intellectual property may be feasible from a legal point of view, but many times is not practical in practice. For example, Microsoft cannot possibly prosecute every single instance where its popular operating systems are copied and downloaded.

IP and your employees and contractors. It is just as important to secure your intellectual property in relation to your employees and contractors. Everyone should be required to sign an invention assignment agreement, which basically states that the company owns all works produced while contracted by the company. In addition, you may consider handing out serialized notebooks for employees to use , so that if there is ever a conflict as to whom owns a piece of contrast essay example intellectual property, there is a physical record. If you have future products and services planned, it is a good idea to describe the product roadmap and Leonardo da Vinci: The Most strategy behind it . A key concept is that of example product lifecycle, which describes the Leonardo da Vinci: The Most Influential Essay, stages of the life of compare contrast a product. During this phase, your product will incur heavy promotional costs as you get the word out. At Birth! You may discount the price of the product to encourage new customers. During this phase, you may focus on expanding your product to new segments in the marketplace, and expand the product line (for example, with new colors or other variations). During this phase, you are enjoying the fruits of your labor. Compare Example! You may add new features to your product to union, stay competitive and to further differentiate your product from competitors.

Marketing spend for your product starts to dissipate as sales of your product are in steady decline. After including all of compare example this information, you’ll have completed the products and services chapter. Writing the Customers and Market Analysis Chapter. The customers and market analysis chapter will give you an union blockade, opportunity to describe what your customer segments are, what needs you are filling for them, and how these groups of customers are trending in compare contrast example terms of why did the soviet blockade growth and behavior. This chapter also includes any regulatory restrictions specific to your industry. Customers and contrast essay Market Analysis Sections. Market Overview Market Needs Market Trends (optional) Market Growth (optional) Industry Analysis (optional) Key Customers (optional)

In the market overview section you are going to calculate the total market (referred to as Total Addressable Market) for your products, and then the segment of that market your business can capture. Total addressable market can be thought of in several distinct levels. Orientation At Birth! At the highest level is an estimate of the compare example, total market given 100% saturation. Another way of looking at this is what would be the define moral, total market if one company had 100% market share. Once you have the total addressable market, then you can estimate what percentage of this you can realistically capture. This, of course, is contrast essay, much harder to predict with accuracy. So the important thing to remember is to utilize strong sources for your assumptions. For example, lets say you plan to mermaids 123, open a high-end steakhouse in downtown Miami. To calculate your total addressable market, you might count how many high-end restaurants are in the downtown area and research the average annual sales for each restaurant.

Then multiply the two to get the total sales for all high-end restaurants. This would be your total addressable market. Using the compare contrast, example above, we can then drill down to the next level and determine what percentage of the market you can realistically capture. Leonardo Da Vinci: Essay! You might assume that you will take an compare contrast, equal share of the Leonardo da Vinci: Influential Man of, market, thereby decreasing all other competitor’s shares in compare example the market. Influential His Time Essay! Or you might offer cheaper prices, which you assume would take a larger percent of the market. Whatever your assumption, make sure it is well documented and logical. To obtain jaw-dropping product-lift you must solve a difficult and painful problem for compare example, the customer. And if there are competitors, you must solve the problem better than them, and enough so that customers are willing to is sexual orientation at birth, switch to compare example, your company.

Describe what problem your product is solving. If you are targeting multiple customer segments, make sure you go into detail on how your product serves each customer segment. Describe how your solution better solves customer’s pain points then your competitors. We as consumers are inherently lazy. We do not want to go through the time and cost of switching from one company’s product/services unless it is compelling enough, which is dependent on the switching cost. Essay About Or Not! For example, there is virtually no cost to switch from Coke to Pepsi. On the other hand, there is high switching cost associated with migrating from a Mac to a PC. To overcome this problem, describe how your product either is able to contrast, overcome customer’s inherent adversity towards switching products, or if your product is able to reach new customers and bypass switching costs altogether (in other words, instead of why did the soviet union blockade berlin taking customers away from your competitors, you are creating a new market for your products). Understanding market trends at the macro level is critical for various aspects of your business. A growing or shrinking market is described in more detail in contrast the market growth section.

Below are some of the other factors that will affect market trends: The overall economy has a disproportionate effect on Leonardo The Most, some businesses. For example, dog-walking services usually see a decline in sales as households reduce spending on non-essential purchases. Government regulations and policies can completely alter an industry, so it is imperative that you are up to date on upcoming changes. For example, the Jobs Act of 2012 allowed for the first time non-accredited investors to participate in private placement of contrast essay securities. This in da Vinci: The Most Influential Man of His Time turn has created a new market for compare essay example, crowd-funding websites to emerge to connect startups with all types of investors. You may be in an industry where political conditions have an myrtle the great gatsby, impact on the bottom line. For example, if you count the Dept. of Defense as one of your clients, then the across-the-board budget cuts (i.e.; Sequestration in compare essay the Budget Control Act of 2011) would surely have a negative effect on your business. If you build your business on top of a technology platform that will soon be replaced with a more cost affordable, powerful, and easier to define moral, use technology, then that will surely put you in a less advantageous position. Knowing technology trends is valuable in ensuring you are gaining a competitive advantage through the use of technology. Your customers may change their sensitivity to price depending on compare essay, a variety of factors, including competition, macroeconomic conditions, and changing consumer tastes.

Keeping an is sexual determined at birth, eye on this trend will ensure you optimize your pricing strategy. Market growth, mathematically, is simply measuring the change in market size from one time period to the next (usually in years). So if the market in the first year was $100 million and compare contrast essay $150 million the second year, then the is sexual orientation determined at birth, market can be said to have grown by 50%. You will find that measuring market growth using historical market size data is compare contrast essay, much easier then forecasting market growth. Utilize publically available data sources, trade publications, market research firms, and government agencies to find much of this research. Being able to demonstrate a market is growing is obviously important – for example, the market for Blackberry accessories is clearly a declining market. Essay To Fence To Fence! Most investors and lenders will not want to compare, see a new business chase after dwindling customers. On the other hand, the market for Apple and Samsung phone accessories have seen great growth and will continue to grow as those companies continue to add new customers. Your industry is defined as the group of companies that are related to you in moral standard terms of what you sell/how you derive your revenue. Essay! For example, Ford and Nissan are both in the automotive industry.

Ford and Nissan’s market (i.e.; customers) would be the end consumers who buy their cars. You will want to describe your industry name/classification (SIC/NAICS Code), which can be found on the Dept. of Labor website. Understanding your industry’s dynamics is imperative to determined, knowing it’s profit potential and attractiveness. A popular framework for example, conducting industry analysis is Porter’s five forces analysis, which analyzes an why did union blockade berlin, industry’s competitiveness (and therefore attractiveness). By performing this analysis you will have a clear picture of your competitors and how your company fits within the compare essay, competitive landscape. If your industry has low barriers to is sexual orientation determined at birth, entry and compare contrast example low switching costs, then expect increased competition, as there is little standing in the way for new entrants to enter the Leonardo His Time, market and compete. If your industry is supplied by contrast, very few suppliers with little alternative but to source from those suppliers, then expect downward pressure on your margins. If your industry only has a small number of buyers, or there are many alternative products to choose from, then expect downward pressure on your margins. If there are many substitute products in your industry and the switching costs between them are low, then expect substantial competition.

An industry is very competitive if there are many competitors about the the soviet union blockade, same size, there is little differentiation between competitor’s products, and it is mature with little growth (so the only way to essay example, grow is to mermaids 123, take a competitor’s market share). Although your product may cater to many different sets of example customers, you want to focus on a select group that will be the most likely to Leonardo The Most Essay, purchase your product/service and account for the lion’s share of your company’s revenue. For many businesses, you will soon realize that a large portion of your revenue comes from a small percentage of your customers. For example, Starbucks may realize their key customers are white-collar business types that purchase a cup of coffee every day, versus the contrast essay example, student type that comes in once a month. When you can name your key customers. If you are in mermaids 123 a business where volumes are low and prices are high, then you should be able to name your key customers individually. In this case, you should describe in detail your relationship with each of them separately. If you’ve filled out this chapter, congratulations. Compare Contrast! Doing market research and customer analysis is a complicated and time consuming task. Time to move on to the next chapter!

Writing the Marketing and determined Sales Chapter. The marketing and contrast essay example sales chapter gives you an opportunity to describe how you will manage your sales force and what sales activities they will conduct in order to Essay or Not, close sales. Overview Positioning Pricing Promotion Distribution. In this section, summarize your marketing plan, being sure to include: Positioning: Are you going to be the lowest cost provider or provide a differentiated product? Pricing: How will you price your products/services? Promotion: How will your market your products/services? Distribution: Where will your product/services be available? Tip: It will be easier to contrast essay example, write this section after you complete the subsequent sections as the overview section summarizes key findings from the other section.

Keep this section at the summary-level, as you will go into further detail in the subsequent sections. Describe how you position your company within the is sexual orientation determined, competitive landscape. Will you compete on price, or will you differentiate your offering and stand out from your peers? For example, Wal-Mart positions itself as the low-cost provider in an industry, while Apple designs premium products to reach the luxury end of the market. Provide your product/service at the cheapest price point in the marketplace. There are three primary ways to achieve this: Economies of Scale: For example, being able to turn more tables in contrast a restaurant or produce more widgets in a factory. The more you are able to produce from your asset, the cheaper it becomes. It will also be harder for Leonardo da Vinci: Man of Essay, your competitors to enter the market since you have fixed assets and experience that requires a large investment.

Low operating costs: Keeping costs down across all aspects of the business, including: Standardization: Limited customization Outsourcing: Outsourcing labor to low cost production centers Thrift: Limiting advertising and example RD spend Optimized supply-chain: By lowering inventory and negotiating with suppliers, companies can substantially improve their profitability and cash flow. Making your product/service unique by targeting a specific segment of the market is a compelling strategy, especially if: Your customers are not price sensitive The market is mermaids 123, competitive Your are targeting a specific niche You can provide a product/service that is not easily copied. You can also achieve differentiation through branding and contrast essay example marketing – for example, Starbucks sells premium coffee at a premium price point, primarily through the strength of their branding and not through the Essay about To Fence or Not, taste of their coffee. Determining the optimal price for your products/services will require you to think through several factors: If you are going shooting for the low cost provider strategy, then you will want to price yourself accordingly. Likewise, if you are going for the luxury end of the market, then a higher price is compare contrast essay example, often times a proxy for quality. How price sensitive are your customers? If your customers are making their purchase decision primarily based on is sexual at birth, price, then you will want to be sensitive to this.

The price you set must be high enough to compare contrast example, over your costs so you can turn a profit. There are, of Essay To Fence or Not To Fence course, exceptions. For example, you might want to achieve economies of scale by maximizing units sold, or you might be maximizing revenue to achieve dominant market share. There may be regulatory/legal constraints on how much you can charge. For example, payday loan vendors are restricted in contrast essay example how much they can charge their customers. Looking at what your competitors charge can give you a understanding of what current customers are accustomed to da Vinci: Influential Man of His Time Essay, paying and will likely be willing to pay for your products/services. There are price points that consumers are psychologically more accustomed to, such as amounts ending in .99 or .95. In this section, you move from describing your marketing plan onto how you will convey your marketing message to compare essay example, your intended audience. What marketing channels will you utilize to mermaids 123, reach your target customers?

Depending on your business, traditional media may be an important component of your complete marketing toolbox. Compare! These would include television, radio, billboards, flyers, etc. In today’s environment few companies can afford not to have a strong online presence. There are a myriad of options available. Each marketing channel must be carefully measured for effectiveness, as online marketing can quickly add up and consume a small business’s entire marketing budget.

A website is a key component of da Vinci: Influential His Time Essay your digital marketing efforts as it will be the destination in which your online leads will first visit. Some online marketing options include: Search engines (i.e.; Google, Bing) Directories (Yelp, Angies List) Daily deals (Groupon) Email marketing Social media (Facebook, Twitter) Word of mouth marketing is by far the most profitable and powerful marketing channel available to any business. New customers that are referred to compare, your business are more likely to Leonardo da Vinci: Influential Man of His Time, purchase and more likely to continue referring your company. There are ways to essay, boost word of mouth marketing, especially with the advent of social media. For example, asking a satisfied customer to like your business on Yelp and Facebook will potentially reach hundreds of their contacts, all with one click. Integrating social media into your word of Leonardo The Most Influential His Time mouth marketing strategy is invaluable for every business. Blogging/Becoming a subject matter expert. Having a leading voice in contrast example your industry will help your business gain credibility from customers, suppliers, partners and competitors.

You can start by participating on public forums and blogs related to your business and adapting the adage “give more to get more”. How will your products be available? On one end of the spectrum is direct marketing, whereby you sell directly to Leonardo da Vinci: Man of, your customers. Or if you manufacture your products, you might sell through distributors, who in turn sell to retailers, who in turn sell to consumers. Three common models: Product is stocked in mass-market distribution channels. Examples include soft drinks, magazines, etc. Product is specialized and sold through specialized channels. Examples include nautical computers and tooling/machinery. Product is only sold through an exclusive channel. Examples include luxury products such as high-end motorcycles or designer handbags.

The Internet presents an unparalleled opportunity to reach customers directly, as well as working with online channel partners to reach and sell to customers. Writing the Strategy and example Implementation Chapter. The strategy and implementation chapter will give you an standard, opportunity to define the key milestones that mark meaningful progress towards your goals. It also includes sections that further elaborate on compare contrast, your competitors. Strategy and Implementation Sections. Milestones SWOT Analysis (optional) Competitive Edge (optional) Strategic Alliances (optional) Milestones are the key events that demonstrate progress is being made , such as completing the company’s first prototype or breaking even. These provide a tangible way to measure the success of the business venture. Milestones are so incredibly important to a business yet are one of those things that can be easily overlooked. Why are milestones so important? Because they are a way to measure meaningful progress of a company that in effect, makes that company less risky (and therefore more valuable).

A new company has an is sexual orientation determined at birth, extremely high-risk profile – but as it meets tangible milestones, such as completing a prototype or breaking even, the company’s risk decreases. It becomes more apparent that the venture will succeed. Investors and lenders will be looking at contrast example, what milestones your company has reached in order to create a fair valuation. Milestones might include: Assembling company team First working prototype Filing/receiving patent or other IP Securing physical location for store First paying customer Breaking even Turning a profit* *If you can demonstrate not only turning a profit, but also sustaining that profit, then that is a huge milestone. SWOT Analysis is a useful technique for about To Fence or Not, understanding your company’s strengths and weaknesses , while identifying both the opportunities open to your business and the threats it faces.

Strengths and Weaknesses refer to internal factors in your company, such as: Employees and staff Physical assets such as equipment and facilities Financial assets. Opportunities and Threats refer to external factors facing your company, such as: Market trends Regulatory and contrast essay legal Macroeconomic conditions Competitors. Competitive edge can be bucketed into four primary areas: cost, differentiation, innovation and operational effectiveness. Are you providing a product/service at a lower cost then your competitors? This is a straightforward competitive edge that is from gatsby, very difficult to deliver. Providing the lowest cost may require operating on razor thin profit margins or heavy investment in fixed costs in order to achieve economies of scale.

Are you providing a product/service that your competitors are not offering or cannot offer? This is a common strategy whereby you provide differentiated value in order to example, better serve customers and/or reach a portion of the market that may be under-served. Are you leapfrogging your competition and mermaids 123 providing a notably superior or new product/service? Popularized by the book “Blue Ocean Strategy”, creating new demand in an uncontested market space is a powerful business strategy. Do you provide superior time to market or customer service? For example, your customers may be willing to pay a higher price for better customer service . Compare Contrast Example! Nordstrom’s is an example of a company that uses superior customer service as a competitive advantage. Forging strategic alliances is a commonplace occurrence in business. Define! There are a wide variety of compare contrast example alliances you might encounter, with various parties in which you do business. Even if you do not have any alliances, there may be an opportunity for a partnership in the future and that should be included in this section. You might have a supplier who has a disproportionate amount of influence and power of your business.

Striking a partnership in this case may decrease those risk factors and provide a competitive advantage over The Most your competitors. You might have a large portion of your revenue coming from contrast, several key customers. Inking an exclusive agreement to lock in revenue would, for instance, give you predictable cash flow. It is not uncommon to partner with competitors under certain circumstances – for standard, example, to set standards for the industry or to help further adoption of a technology. For example, Sony and Panasonic partnered together to increase the adoption of Blu-ray DVDs.

Aligning your brand with another company is compare essay, frequently used, especially if both brands are targeting the same demographic. For example, Samsung is the official sponsor of the Olympic games and will provide free mobile phones to all Olympic athletes. Upon completing these sections, your strategy and implementation chapter will be finished. Writing the Financial Plan, Statements, and Sales Forecast Chapters. Writing the financial plan, financial statements, and sales forecast will be the most difficult part of your entire plan. It requires making a large number of intelligent assumptions about the size of the market you can realistically target, and mermaids 123 the costs associated with making your product or rendering your services. These sections are the red meat of compare contrast example your plan — these are the chapters that any seasoned angel investor or venture capitalist will dig into to make sure they know they’re making a solid financial investment. Chapter 7: Financial Plan and Sales Forecast Sections.

Sales Forecast Personnel Plan Budget Cash Flow Assumptions Loans and Investments Starting Balances Historical Financials Key Metrics for Success. Define the price in which you will sell your products and services, the cost it will take to produce or sell the product/service, and the number of units you will sell. Be conservative when making your estimates on the number of units you will sell, ensuring you have a reasonable methodology when making your forecast. It is highly recommended that you first complete the following sections as they lay the foundation for defining the sales forecast. Products/Services section: Defines what you will sell and at what price point; also seeks to define the Influential Man of His Time Essay, production cost Target Market section: Defines the size of your target market and what quantities you can sell. Tip: Your sales forecast should sync with your Sales and Marketing plan. For example, if you plan on hiring several sales people nine months from the start of your business, you should forecast an essay, increase in sales thereafter.

This is the price you will sell your products/services. Fixed price: Suitable for most sales forecast modeling Price changes over is sexual determined time: The price of your product/service may increase/decrease in price over time for several reasons: Keep up with inflation Keep up with increased cost of raw materials or components Seasonal product – discount to contrast example, offload excess inventory Promote new product – discount upfront to encourage sales, then increase later. This is the direct cost of producing your product/service (at the unit level). Otherwise known as cost of Leonardo da Vinci: The Most Influential Man of goods sold (COGS). Fixed costs: Suitable for most sales forecast modeling % of compare contrast essay sales: A good way to forecast costs; as sales increase you can set the define, cost as a % of sales on a sliding scale. Costs vary each month: The cost of your product/service may increase/decrease in price over time for several reasons: Economy of compare contrast scale: the more units you produce, the cheaper it becomes to produce them Bargaining power: the more units you buy from your supplies, the cheaper they become Seasonality: cost of raw materials may fluctuate based on time of year. This is the orientation at birth, expected number of units you will sell. My units are constant: Not particularly suitable as most businesses will expect to have some growth over essay example time. Myrtle! Units sold changes over time: The quantity sold of your product/service may increase over time for several reasons: Growing market share Finding new markets. Sales tax requirements vary by contrast, country and by products/services sold. Mermaids 123! In the United States, there is no sales tax at the federal level; however, many states levy selective sales tax on contrast, particular goods or services.

Check with your state department of taxation if you are required to collect sales tax. Define! If yes, you collect the sales tax from your customers and then remit the compare contrast, tax to the state each year. If the individual assumptions used for each component of the sales forecast is accurate, so will the overall sales forecast. You should be able to explain where each number comes from, citing studies/research that validates your assumptions. The costs of hiring personnel are often the largest expense of berlin any business.

In this section, you will enter forecasted employees and contractors you plan to example, hire. The number of personnel you plan to hire and at what time is more of an the great gatsby, art then a science. Too much staff too soon and compare essay example you’ll burn through your working capital. Too few staff and you’ll run the risk of alienating your customers and partners when you can’t deliver. A good way to think about your personnel plan is to think about the milestones you want your business to accomplish and what personnel are required to get your business there. You can always revise your estimates, so start off with your best estimate and come back to this section later. Tweak as needed so that your business model demonstrates profitability within your target time frame. The type of company you are building and the financing required also makes a big difference in your staffing plan.

For example, if you are seeking venture capital that mean you are going to Leonardo da Vinci: Man of His Time, want to hire and scale quickly in order to generate large revenues. Compare Essay! Conversely, if you are seeking debt financing, you want to operate as lean as possible and maximize profitability so you can service your loans. Fixed amount: Suitable for most situations. Changes over time: You might want to moral standard, define a compensation plan for sales personnel that have an annual bonus component, for example. Employee: If choosing employee you will have to consider certain employee taxes and other considerations. Contractor: If selecting contractor, ensure that you are classifying said contractor correctly. Contrast! In the United States, for example, you are legally required to provide employee-type benefits in certain situations even if you classify the personnel as a contractor. If hiring employees, you will be responsible for Essay To Fence or Not To Fence, additional costs such as (but not limited to) payroll taxes, worker’s compensation and health insurance, paid time off, training and travel expenses, vacation and sick leave, pension contributions and other benefits. This is referred to the burden rate, which provides a truer picture of example total labor costs than payroll costs alone. Burden rate only affects employees and not contractors. The Soviet Blockade! If unsure what to contrast example, enter, 15% is a fair estimate.

Explain the assumptions and methodology used to define the personnel your business plans to retain, including how you came up with your compensation figures and burden rate. Is Sexual! For example, you might explain that as you plan to hire several sales people to coincide with the release of a new product. Enter expenses you plan on incurring for your business. A good way to make sure you capture majority of compare contrast your business’s expenses is to think through costs associated with each functional area of To Fence or Not To Fence your business, such as product development, marketing and operations. Categorize expense into groups, such legal and administrative, rent and leases, and telecommunications. Do not include fixed asset expenses (assets whereby you derive value from for contrast essay, more than 12 months) such as a company van or computers. You will enter these in the next step. Advertising Expense Amortization Expense Auto Expense Bad Debt Expense Bank Charges Cash Over and Short Commission Expense Depreciation Expense Employee Benefit Program Freight Expense Gifts Expense Insurance – General Interest Expense Professional Fees License Expense Maintenance Expense Meals and Entertainment Office Expense Payroll Taxes Printing Postage Rent Repairs Expense Salaries Expense Supplies Expense Taxes – FIT Expense Utilities Expense Gain/Loss on Sale of orientation determined Assets. Enter long-term asset expenses here. Long-term assets are comprised of compare contrast two types: tangible and Influential Essay intangible assets. Fixed assets are tangible assets that provide value for more than 12 months, such as a company van or computers.

Fixed assets are depreciated over its useful lifetime. This is an accounting method that allows the business to allocate the costs of the asset over compare essay example its life by gradually reducing its value. Common fixed assets: Land and mermaids 123 Buildings Motor vehicles Furniture Office equipment Fixtures and compare contrast fittings Plant and machinery. Intangible assets are long-term assets that are not physical in nature. Intangible assets are amortized over its useful life. These might include: Intellectual property (items such as patents, trademarks, copyrights, business methodologies) Goodwill Brand recognition. Enter other short-term assets here, which most likely will be any prepaid expense that lasts for less than 12 months. Besides prepaid expenses, other current assets also include short-term investments and securities that are likely to turned into cash within a year. A prepaid expense can be described as such: A 12-month office lease is signed with the total lease amount of $12,000 being paid upfront.

Classifying this as a regular expense would not be accurate because then the PL Statement and myrtle from the great Cash Flow Statement would both show the $12,000 as a one-time upfront payment on the month it which it was made. This type of expense is better described as a prepaid expense, since the use of the office is spread out over a 12-month period of time and can be considered an asset on the Balance Sheet that is expensed over time. By classifying this as a prepaid expense (or an compare contrast, amortized short term asset) then the PL Statement would show the $12,000 prepaid expense spread across 12 months at $1,000 each month, while the Cash Flow Statement would reflect the $12,000 payment on month in which it was made. Under Assets, the Balance Sheet would then show the Essay To Fence or Not To Fence, amount of Prepaid Lease that is remaining at the end of the accounting period. Enter an estimate for income taxes you expect to compare contrast essay example, pay, which should be a summation of standard federal, state and local income tax. Do not include other taxes such as property tax (should be entered as a separate expense) or employee-related taxes (this is covered in contrast essay the Personnel Section as the Burden Rate). As this is the great gatsby, only an compare contrast essay example, estimate, 100% accuracy is not required (if unsure what to myrtle the great, enter here, use 20%).

Dividends and contrast essay distributions (for corporations and is sexual orientation LLCs/partnerships, respectively) are payments to the company’s shareholders/owners, taken from the company’s profit. Dividends are typically paid out at the end of the compare contrast example, fiscal year, while distributions can be given out at the discretion of the owners. You may want to set this to is sexual, zero initially and see how the financials of your business model work out; then you can work backwards and determine how much of essay retained profit you want to the soviet union blockade berlin, distribute to owners/shareholders. Here you can explain any regular costs that are associated with running your business. Essay Example! What are the monthly or ongoing costs that you must pay to keep the business up and running? For example, this could be paying monthly utilities and rent expenses for your office space, insurance, or any marketing or advertising costs. For a start-up, remember that there are always up-front costs or one-time costs associated with getting things started, so be aware of any of these expenses and include them in your budget. Accounts receivable is defined as sales that the company has made but has yet to collect the money from the purchaser.

Most companies operate by allowing some portion of their sales to be on credit. These types of sales are usually made to frequent or special customers who are invoiced periodically, and allow them to from the great gatsby, avoid the contrast essay example, hassle of Essay about or Not To Fence physically making payments as each transaction occurs. You want your accounts receivable to be as low as possible to compare contrast essay, increase your cash flow. Defining what percentage of your sales will be on credit. You want this percentage to be as low as possible, while keeping in mind that for some businesses it is preferential to provide some credit to your best customers. Defining how long it will take to collect payment. Of the customers that you provide credit to, you need to mermaids 123, define when they are to pay you back. Compare! The faster, the better your cash flow will look like. It is is sexual determined, typical to provide net-30, which is 30 days. Accounts payable is defined as short-term debt owed to suppliers and banks.

It is to your advantage to essay, negotiate longer payment terms with your suppliers, as it will improve your cash flow. Or Not To Fence! When looking at accounts receivable (what is owed to you) and accounts payable (what you owe), the compare contrast example, key thing to standard, remember is that you want to be paid as soon as possible, and you want to pay others as late as possible (cash on hand is king). Defining what percentage of your purchases will be on contrast, credit. You want this percentage to be as high as possible, as that will improve your cash flow. However, ensure you are able to define standard, pay your vendors on the purchases made on credit. Defining how long it will take to collect incoming payments. How many days will it take, on contrast essay, average, to collect incoming payments? Select the typical number of days between when you make a credit sale and when the the soviet blockade berlin, payment arrives. Keep in essay mind that shortening this period can vastly improve your cash flow. If your business will sell physical products and you plan on keeping inventory on hand, then you need to define how many months of inventory you wish to keep on hand.

The more months of standard inventory you hold on hand, the contrast essay, more cash is tied up in inventory. This will affect your cash flow. How much inventory should you carry? The ideal amount varies from industry to industry, and business to business. To Fence Or Not! A good place to contrast essay example, find more information is trade associations for your industry. In order to improve your company’s inventory management, you will need to start by collecting good records on your inventory. Using inventory turnover rate as an indicator.

Inventory Turnover Rate = Costs of Goods Sold (COGS) / average cost of inventory on hand. A low inventory turnover rate means that you may have too much inventory on is sexual determined at birth, hand. Understanding and managing cash flow is very important to any business. The time period for compare contrast example, credit sales and payments may depend on your suppliers or your industry. Paying and getting paid later rather than earlier can entirely change your cash flow projections. You can utilize this section to about To Fence, explain any assumptions about compare contrast essay example cash flow, including details on the time period in Essay about To Fence or Not To Fence which you will make and compare essay receive payments.

How did you come to these assumptions and how will it affect your business? When taking out a loan, you borrow an amount of money (principal) from a lender, and are obligated to pay back at a later time (usually in installments). Union Berlin! You will typically pay interest on the loan. If you are seeking a loan then enter the amount, as you want to forecast the financials assuming you have secured the loan. Personal vs Commercial Loans. For many small businesses, taking out a personal loan to contrast, finance growth is commonplace. These might include credit cards, home equity line of credit (HELOC), and installment loans. If you have an existing small business, commercial loans can be obtained, which are based on a variety of factors.

Secured vs Unsecured Loans. A secured loan is orientation determined at birth, a loan in which you pledge some asset (equipment, property, etc.) as collateral. Unsecured loans (credit cards, personal loans) are not secured against a borrower’s assets. Interest rates will be higher for unsecured loans versus secured loans, for obvious reasons. If you have a pre-existing loan, then you can specify those details in the Starting Balances section. A line of contrast example credit is similar to a loan with the mermaids 123, difference being that interest is not charged on the part of the compare, line of credit that is unused, and the borrower can draw on the line of credit at any time that he or she needs to. If you are seeking a line of Leonardo da Vinci: credit then enter the essay, amount, as you want to Leonardo The Most, forecast the financials assuming you have secured the line of credit.

The line of credit may be classified as a demand loan, which means that any outstanding balance will have to contrast essay, be paid immediately at the financial institution’s request. Investments include injections of cash into the business from you, other shareholders or owners, or investors. This typically refers to equity investments where investors contribute cash to the business in exchange for equity (ownership). In this section, you can describe how your business will be funded. If you are a startup, it is standard, likely that the money you make from sales will not cover all your business expenses so you may need additional sources of funding, such as taking out a loan, receiving investors’ capital, credit lines, or other ways of borrowing money. What type of funding will you acquire?

At what point in your plan are you expecting these funds? For existing businesses only. The starting balances will be used to contrast, adjust the balance sheet to take into account your company’s financial history. Important: all starting balances should be entered as they are at the start of your plan. Enter starting balances for assets: Cash Accounts Receivable Inventory Other current assets Long term assets Accumulated depreciation. Enter starting balances for liabilities: Enter starting balance for Capital and Earnings: Enter your Recent Sales: One month before start date Two months before start date Three months before start date Four months before start date Five months before start date Six months before start date. If you are an existing business, you can enter past financial data here.

This is optional and will be used to the great gatsby, calculate historical financial ratios in the Financial Statements section. For each year of your company history , include: $ Sales $ Gross profit $ Income from contrast, operations $ Net profit $ Current assets $ Current liabilities $ Inventory $ Total assets $ Total liabilities $ Total owner equity. Every business model has several key metrics that management can use to mermaids 123, see if the business is healthy. For example, a restaurant might use the number of tables it can turn per night and the average revenue per example dinner. To Fence To Fence! Think about what levers make the most impact to compare contrast essay example, your business. You will want to continuously track and monitor these metrics to ensure your business model is working. Chapter 8: Financial Statements Sections. Profit and Loss Statements Balance Sheet Cash Flow Statement Financial Ratios.

The Profit Loss (i.e.; income statement) shows your revenue, expenses, and profit. It is the most common of the three reports as it provides a view into the company’s projected “bottom line”. The statement here is a read-only display, calculated automatically from the information you entered in union blockade the Sales Forecast, Budget, and Personnel Plan sections. If you wish to compare essay, edit or change any information, you may do so by going back to those sections. The statement here will update automatically. The balance sheet gives a snapshot of your company’s financial position at moral standard, a given point in time, usually the last day of a fiscal period. Example! It is called a balance sheet because assets (what you own) will always equal the sum of your liabilities (what you owe) and stockholder’s equity (your investments from stockholders plus money that your business earned that is put back into or Not running your business). The balance sheet here is a read-only display.

If you wish to compare contrast example, change the balance sheet, you can do so by going back to define standard, the builder in the Financial Plan section. If you are an compare example, existing business, you have the option of adding starting balances under the Financial Plan section. The cash flow statement displays the myrtle gatsby, cash inflows and outflows from compare, your operating, investing and financing activities. Rather than providing an overview like the balance sheet, the why did blockade, cash flow statement will measure the change in cash during a period. In other words, how much money did you start and contrast essay example end up with? The statement here is a read-only display. You can go back to edit the sections in the Financial Plan section in order to mermaids 123, change the accounts affected in the cash flow statement. The Financial Ratios section gives a general overview of the health of your business.

The report here is contrast, a read-only display. If you wish to Leonardo The Most Influential Essay, change any of the compare contrast example, information, you may do so by editing the relevant financial information you’ve entered previously. Mermaids 123! The ratios here will update automatically. Contrast Essay! The Liquidity Analysis shows how solvent your company is, or how easily convertible to cash is the company in case. Why Did! This is important in determining the ability of the contrast, business to meet its obligations, or paying off what it owes in Man of debt.

The Profitability Analysis shows the overall performance of the company in compare contrast essay example its ability to make a profit. The ratios show how much of sales revenue is actual profit after taking costs and expenses into determined at birth account. Compare Essay Example! The Debt Ratio shows how much of the business’s assets are financed by debt and how much of the business’s assets are financed by stockholders’ equity. Leonardo The Most Influential His Time! The Investment Measures show ROI (Return on Investment) which is the percentage of the return (net profit) of the business divided by the cost of the compare contrast essay, investment. The most common method of Essay or Not calculating ROI is to divide net profit by total assets.

Finishing these chapters represents a massive achievement in completing your business plan. It is by essay, far the blockade, most difficult chapter, as it requires doing somewhat complicated math to generate accurate financial statements. In all likelihood, you will need to hire an expert or accountant to help you create an essay, accurate and detailed plan that adheres to realistic outcomes. To finish it off, you’ll need to myrtle from the great, write an appendix and a glossary of essay terms. The Most Influential His Time Essay! Your appendix will be a more detailed version of the financial statements detailed in this chapter, and your glossary of compare example terms will simply define the terms of your business that an investor may not understand. Upon including those chapters, your plan will be complete. Feeling inspired to start a business, but don’t know how to write a plan? We have a sample database of plans that you can look through to is sexual, learn the different chapters and sections necessary to attract equity investments and loans.

Although our examples are specific to each industry, keep in mind that every plan will be unique depending on your location, your customer base, and compare your own vision, so these will only serve as a starting point for you and is sexual determined at birth your dream. Click the images to view our full business examples. 4. The Pros and Cons of Downloading a Business Plan Template. 1. Write with confidence — you won’t be forgetting any important information. Using this free template can help you write your own plan, without the hassle of figuring out how to essay, order your chapters, or the Leonardo da Vinci: His Time, worry of feeling like you might be missing a section. We provide the compare essay, entire bare bones skeleton of a business plan within this Microsoft Word .doc download.

After you download it, it’s up to you to is sexual orientation determined at birth, flesh out the details and ensure that each section is contrast, as well researched and intelligently conceived as possible. 2. Step-by-step writing guide and writing samples included. Our plans come with a complete how-to guide with examples from our professional business plan samples to help steer you through your writing. 3. Completely free – no hidden costs, just download and is sexual orientation start writing. This plan is completely free. You may encounter other people or websites on the Internet charging a price to download the guide. Do not purchase them – there is no benefit at example, all to purchasing a pre-fabricated plan. None of the information will be relevant to myrtle from gatsby, your company, and you’ll be gaining nothing but the order and structure of the plan – something that you could easily research and re-create on compare essay example, your own. Sound good?

Keep in mind that while this guide may give you a better idea of how a it should be structured, that represents only about 5% of the heavy lifting of myrtle writing an actual the complete document. Don’t forget that every plan needs well structured elevator pitch. 1. You’ll have to contrast essay example, do complicated business planning math and calculations yourself — or pay an expensive rate for someone else to do them. You’re going to have to myrtle from the great, do the financial calculations, plans, and forecasts that a plan should offer to attract investment — all by yourself. Creating these sections requires years of training, math skills, market knowledge, and investment savvy. This requirement is beyond the scope of most peoples’ abilities, which is why entrepreneurs turn to compare essay example, professional writers and The Most Influential Essay accountants to do the heavy lifting for them. Keep in mind: You may have a brilliant idea, but until you’ve subjected your product/service to contrast essay, meticulous research, and Leonardo da Vinci: Man of His Time Essay calculated your potential market as conservatively as possible, your business idea will be nothing but empty words and blather to a seasoned investor. 2. You’ll need to essay, manually create visual graphs and charts to make the calculations easily understandable. You’ll need to Essay about To Fence, take the numbers you calculated and create attractive graphs, charts, and essay tables for your plan. Making your data attractive and To Fence To Fence easy to comprehend is no easy task.

Professional planning software can not only do the compare essay example, calculations for you, but will also turn them into relevant graphs, charts, and tables presented in the appropriate order, according to from the great, how equity investors and bank loan officers expect to see them. 3. A basic template won’t allow you to track your business’ progress. You won’t be able to keep your company’s information up to date easily. One of the major benefits of contrast example using software is Leonardo da Vinci:, that you can continually update your numbers based on your real expenses and compare essay earnings, allowing you to track the progress of your business easily and without a major hassle. Nonetheless, we encourage you to download this document and the soviet get started with writing out your product/service concepts and marketing plan. Contrast Essay! If or when you encounter the financial sections, we’ll be looking forward to helping your progress through the major obstacles of mermaids 123 writing a successful strategy that will help you get funding for your ideas. Crafted by compare essay, licensed attorneys Updated regularly Applicable to all 50 states. Create your free. Business Plan Template document in only 5-10 minutes! Copyright 2017 Legal Templates LLC.

Legal Templates LLC is orientation determined, not a lawyer, or a law firm and does not engage in the practice of law. Legal Templates cannot and does not provide legal advice or legal representation. Contrast Essay Example! All information, software and services provided on the site are for informational purposes and self-help only and are not intended to be a substitute for a lawyer or professional legal advice. Use of this site is is sexual orientation determined, subject to contrast essay, our Terms of Use. Preview Document - Business Plan Template.

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